This Privacy Statement describes how Nabbs Creek Mortgage Services, LLC, a Maryland limited liability company uses the information you provide.

​

INFORMATION OBTAINED

You may choose to provide information about yourself in order to be contacted by Nabbs Creek Mortgage Services, LLC regarding loan products and/or services, or to receive a response to your question or inquiry. Such information may include the following:

• Your name

• Contact information including phone number email address

• Financial information

• Ot her information you choose to provide via a telephone call, letter or e-mail

​

Nabbs Creek Mortgage may collect the above information via the online contact form, telephone calls, emails to Nabbs Creek Mortgage, letters and documentation provided to Nabbs Creek Mortgage, and your activity on our website.

​

If you are a borrower or a potential borrower and your loan officer submits a loan application to Nabbs Creek Mortgage Services, LLC on your behalf, we may also receive any or all of the following categories of personal information in order to evaluate your loan application and credit worthiness, and potentially close a loan for you.

• Contact information: name, property address, email address, telephone numbers

• Credit information: credit score, social security number, prior addresses, account information, birth date

• Financial information

• Employment and education information

• Tax information

• Forms of personal identification such as driver’s license or passport, visa information

• Information about your property or the property you are attempting to purchase obtained through publicly available sources and/or an appraisal

​

HOW INFORMATION IS COLLECTED

The personal information Nabbs Creek Mortgage receives about you is provided: by you directly to Nabbs Creek Mortgage; on your loan application; online forms you complete; documentation provided in connection with the underwriting process or for consideration of a loan modification; information and/or documentation you provide to be approved to submit loans to Nabbs Creek Mortgage; emails and letters you send to Nabbs Creek Mortgage phone calls with Nabbs Creek Mortgage; and your activity on Nabbs Creek Mortgage website.

​

USE

Primarily, the information you provide will be used to: contact you and better understand your wholesale lender needs; review your loan application for approval; and submit your loan request. You understand that by submitting your information through this Website  you agree to be contacted regardless of registration with any federal, state or local Do Not Call list, Do Not Mail list, or any other comparable list or registry. By providing information to Nabbs Creek Mortgage through this Website, a telephone call, an e-mail, letter or by any other means permitted by Nabbs Creek Mortgage, you authorize Nabbs Creek Mortgage to engage in the following uses of your information:

• to improve its products and services

• to periodically market its products and services, telemarket its products and services, and send promotional emails and advertisements to you

• to contact you

• to perform services you request of Nabbs Creek Mortgage including but not limited to reviewing credit worthiness for requested loan approval, respond to your inquiries/requests.

• to complete any other task requested of Nabbs Creek Mortgage or necessary to perform the underlying services for which you have contacted Nabbs Creek Mortgage directly or indirectly via your loan officer

​

If you do not wish to receive information regarding Nabbs Creek Mortgage products and services, you may opt-out by sending an Email to info@nabbscreek.com. Please designate within your opt-out request your email address, property address, loan number (if applicable), and telephone number as well as from what communications you wish to opt-out. Nabbs Creek Mortgage does not sell or share a borrower’s personal information with third-parties for their promotional or marketing use without your consent.

​

While we respect and honor your privacy preferences as you have expressed, there may be times we need to contact you to inform you of a specific change that may have an impact on your ability to use Nabbs Creek Mortgage’s services or other critical non-marketing purposes. We may also contact you to respond to any specific request you may submit.

​

SECURITY

Nabbs Creek Mortgage has measures in place directed to safeguarding the information you provide. Such measures include, but are not limited to, implementing policies and procedures regarding data security.

​

Please note, no data transmission over the Internet or any wired or wireless network can be guaranteed to be 100% secure. Nabbs Creek Mortgage recommends you do not send any confidential information and/or nonpublic personal information by e-mail. If you choose to send confidential information and/or nonpublic personal information to Nabbs Creek Mortgage via e-mail, you accept all risk that such information may be intercepted by a third party.

​

SERVICE PROVIDERS

For certain aspects of the loan process and to provide certain services to you, Nabbs Creek Mortgage employs or utilizes service providers including, but not limited to, appraisal management companies, title companies, closing attorneys, due diligence firms, sub-servicers, consultants, temporary workers, attorneys, third-party developers and technology companies and others as necessary. For example, we may utilize service providers to send Emails to you. In order for service providers to assist Nabbs Creek Mortgage, we may need to share your personally identifiable information. Service providers are not authorized and are strictly prohibited from utilizing your personally identifiable information for any purpose other than those proscribed by Nabbs Creek Mortgage in connection with the services they provide on Nabbs Creek Mortgage's behalf. Nabbs Creek Mortgage does not sell or share a borrower’s personal information with third-parties for their promotional or marketing use without your consent.

​

LEGAL DISCLOSURE

At times, Nabbs Creek Mortgage may be required to disclose your personal information to including, but not limited to, state and federal agencies, regulatory authorities, attorneys, and/or other parties as the result of a legal obligation, subpoena, or legal requirement.

​

SOCIAL MEDIA AND THIRD-PARTY LINKS

Nabbs Creek Mortgage has a presence on various social media outlets in an effort to connect with our clients, customers and to connect with potential clients. Your activity on third-party websites is governed by the security, policies and terms of use of each third-party website. You should review the privacy policies of the third-party website before using it and ensure you understand how your information may be used before providing it. The information posted on or directed on Nabbs Creek Mortgage social media profiles is generally available to the public. To protect your privacy, do not include sensitive personal information or any other information you want to keep private in your social media activity, comments or responses. Any information shared on Nabbs Creek Mortgage’s social media pages may be archived independently on, and retention of such information is governed by, the third-party website.

​

You might find links to third party websites on this Website. These websites should have their own privacy policies which you should read and understand before using their site. Nabbs Creek Mortgage does not accept any responsibility or liability for their policies or for the security of information you submit through a third-party website whatsoever as Nabbs Creek Mortgage has no control over third-party websites.

​

AGREEMENT

By using this Website, you agree to Nabbs Creek Mortgage’s Privacy Statement and to the use of the information Nabbs Creek Mortgage receives and collects as stated herein and in ways Nabbs Creek Mortgage may notify you of in the future. By providing any personal information to this site, you acknowledge that you fully understand and consent to the collection and processing of such information. Nabbs Creek Mortgage reserves the right at its discretion to modify this Privacy Statement at any time. Your continued use of this site following the posting of changes to these terms indicates your acknowledgment and acceptance of all changes.

​

QUESTIONS?

Should you still have questions regarding Nabbs Creek Mortgage's use of your information, privacy policies and practices, you may contact us using the below information:

​

Nabbs Creek Mortgage Services, LLC

866 Nabbs Creek Road

Glen Burnie, MD 21060
info@nabbscreek.com
(800) 410-3093